Auto-Owners Insurance

Secure Your Home, Vehicle & Business with Auto-Owners Insurance

Auto-Owners Insurance delivers comprehensive protection designed to meet the needs of individuals, families, and businesses in the USA. From auto and homeowners insurance to renters, condo, life, and commercial policies, every plan is customizable to your lifestyle and risk profile. Benefit from competitive pricing, multi-policy savings, and the guidance of local independent agents who ensure your coverage keeps pace with your changing needs. With financial strength and reliable claims support, Auto-Owners helps you safeguard your most valuable assets with confidence.

Dependable Coverage You Can Trust

With Auto-Owners Insurance, your home, vehicle, business, and family are protected by policies backed by decades of financial stability and proven reliability. Experience responsive claims support and security that keeps you prepared for life’s unexpected events.

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Flexible Policies Designed for You

Customize your coverage with Auto-Owners Insurance to match your lifestyle and budget. Bundle auto, home, or business insurance, access multi-policy discounts, and enjoy tailored protection that maximizes savings without compromising coverage.

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Guidance from Local Independent Agents

Partner with knowledgeable independent agents representing Auto-Owners Insurance. Receive personalized advice, clear explanations of your policy options, and dedicated support for claims, renewals, and coverage updates.

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Reliable Auto-Owners Insurance for Your Home, Vehicle, Life, and Business

Auto-Owners Insurance offers dependable coverage across the United States, protecting what matters most. From auto and homeowners insurance to life, renters, condo, and business policies, every plan is designed to provide security, flexibility, and peace of mind tailored to your needs.


Benefit from a network of experienced independent agents who provide personalized guidance, help compare policy options, and recommend coverage solutions that fit your lifestyle. Take advantage of bundled policies, multi-policy discounts, and adjustable coverage limits to save money while keeping your assets fully protected.


With Auto-Owners Insurance, you receive the combination of financial strength, responsive claims support, and easy online account management. Enjoy competitive rates, customizable coverage, and reliable assistance, ensuring that your family, vehicles, home, and business remain secure today and well into the future.

Get Comprehensive Auto-Owners Insurance in 3 Easy Steps

Protect your vehicles, home, family, and business with tailored coverage from Auto-Owners Insurance. With flexible policy options, competitive rates, and expert independent agents, securing reliable insurance in the USA has never been simpler.

1

Identify Your Insurance Needs

Start by reviewing your personal and business protection priorities. Select from auto, home, renters, condo, life, or business policies and customize coverage limits, deductibles, and optional add-ons to ensure your plan matches your lifestyle and financial goals.

2

Maximize Coverage and Savings

Increase value by bundling multiple policies under one account. Take advantage of multi-policy discounts, safe driver incentives, and long-term customer rewards to lower premiums while keeping your coverage comprehensive and dependable.

3

Consult Your Local Independent Agent

Partner with a knowledgeable independent agent representing Auto-Owners Insurance to finalize your coverage. Enjoy personalized advice, efficient claims support, and ongoing policy reviews to ensure your protection adapts as your needs evolve.


Auto-Owners Insurance: Tailored Coverage Solutions Across the USA

Home, Condo & Renters Insurance

Protect your home, condo, or rental property with Auto-Owners Insurance homeowners and renters policies. Coverage safeguards against fire, storms, theft, water damage, and personal liability claims. Optional enhancements allow you to secure valuable possessions, equipment breakdown protection, and additional living expenses if your property becomes temporarily uninhabitable.

Auto Insurance Designed for Every Driver

Drive with confidence using Auto-Owners auto insurance plans that provide comprehensive protection. Coverage options include liability, collision, comprehensive, uninsured/underinsured motorist, medical payments, and roadside assistance. Maximize savings through multi-policy bundling, safe driver discounts, and combined home and auto policies without sacrificing coverage quality.

Business & Commercial Insurance

Safeguard your business with customized Auto-Owners commercial insurance designed to protect employees, property, and income. Policy options include general liability, commercial property, professional liability, business interruption, and workers’ compensation. Flexible coverage ensures your operations remain secure against unexpected risks and financial setbacks.

Life Insurance & Long-Term Financial Security

Plan for the future with Auto-Owners life insurance policies, including term and permanent life coverage. Policies can replace income, cover outstanding debts, and provide long-term financial protection for your family. Customize your plan to meet retirement goals, college funding needs, and overall financial planning objectives.

Claims Assistance & Expert Independent Agent Support

Experience reliable service with Auto-Owners Insurance. Policyholders benefit from efficient claims processing, secure online account management, and guidance from knowledgeable local independent agents. Ongoing support ensures your coverage stays current as your family, vehicles, and business needs evolve.

Top Reasons to Choose Auto-Owners Insurance Across the United States

Auto-Owners Insurance provides trusted protection for your vehicles, home, family, and business. With flexible policies, competitive rates, and experienced independent agents, you can enjoy comprehensive coverage tailored to your lifestyle and long-term financial security.

Coverage Designed Specifically for You

Create a policy that fits your unique needs. Customize auto, homeowners, renters, life, or commercial insurance with adjustable limits, deductible options, and optional add-ons to ensure your protection is precise and complete.

Proven Financial Strength & Reliability

Auto-Owners Insurance boasts a solid financial foundation and decades of trusted service. This stability guarantees you reliable support and timely claims resolution when unexpected events occur.

Save More with Bundled Policies

Maximize savings by bundling auto and home coverage or consolidating multiple policies under one plan. Additional discounts reward safe driving, home safety upgrades, and long-standing policyholders.

Fast & Stress-Free Claims Support

Handle accidents, property damage, or losses with confidence. Auto-Owners offers efficient claims processing, guidance from experts, and transparent communication to restore your peace of mind quickly.

Expert Independent Agent Assistance

Connect with local independent agents representing Auto-Owners Insurance. Receive personalized advice, coverage comparisons, and proactive policy reviews to ensure your protection evolves with your changing needs.

Adaptable Coverage for Every Life Stage

Whether buying a new home, expanding your family, or growing a business, Auto-Owners Insurance allows you to update coverage, add endorsements, or expand policy types as your life and priorities change.

Nationwide Reach with Personalized Local Support

Benefit from the resources of a national insurer while enjoying dedicated local support. Auto-Owners combines wide-reaching protection with individualized guidance for every policyholder.

Auto-Owners Insurance FAQs: Coverage, Claims, and Policy Guidance

Which types of insurance does Auto-Owners provide?

Auto-Owners Insurance offers a wide range of policies to protect individuals, families, and businesses across the USA. Coverage includes auto insurance, homeowners and renters protection, condo policies, life insurance, and commercial/business insurance. Policies can be customized with optional endorsements, liability limits, and deductible adjustments to match your specific needs.

How do I obtain a personalized Auto-Owners Insurance quote?

Getting a quote is easy through a local independent agent. They evaluate your vehicles, property, lifestyle, and eligibility for discounts to create a customized plan that balances coverage, affordability, and peace of mind.

Are there discounts for bundling multiple policies?

Yes. Auto-Owners Insurance rewards policyholders for bundling coverage. Combine auto and home insurance or other policy types to receive significant savings. Additional discounts are available for safe driving records, protective home features, and long-term customer loyalty.

Can I update my Auto-Owners policy after purchase?

Absolutely. Policies are flexible and can be adjusted as your needs evolve. With the assistance of your independent agent, you can increase coverage limits, change deductibles, add vehicles or properties, or expand policy types to maintain optimal protection.

What is the Auto-Owners Insurance claims process?

Filing a claim is straightforward. Experienced representatives guide you through reporting, documentation, inspections, and resolution to ensure timely and efficient handling, so you can recover quickly from accidents or property damage.

Is Auto-Owners Insurance financially reliable?

Yes. Auto-Owners Insurance has a long-standing reputation for financial stability and trustworthiness. Policyholders can rely on prompt claim payments and consistent coverage for both personal and commercial needs across the USA.

Why choose Auto-Owners Insurance over other providers?

Policyholders value Auto-Owners for its combination of dedicated independent agents, flexible coverage options, competitive rates, and dependable claims service. Personalized support ensures your policies stay up-to-date and fully aligned with your evolving personal, family, or business needs.

Trusted Experiences from Auto-Owners Insurance Policyholders

Policyholders nationwide trust Auto-Owners Insurance for auto, home, renters, condo, life, and business coverage. Customers frequently praise knowledgeable independent agents, flexible policy options, competitive pricing, and intuitive online tools. Below are authentic stories from individuals and business owners sharing their experiences.

Switching my car and homeowners coverage to Auto-Owners was effortless. My agent clearly explained all options, and I was able to select policies that perfectly fit my family’s needs. The confidence knowing we are fully covered is invaluable.

— Olivia M., Illinois

I received an online auto quote quickly and was impressed by the competitive rates. The agent guided me through coverage choices, helping me maximize protection while keeping premiums reasonable. The process was fast, transparent, and hassle-free.

— Michael B., New Jersey

Managing multiple insurance policies has never been easier. Auto-Owners’ secure portal lets me review documents, pay bills, and track claims anytime. The convenience and clarity of managing everything in one place is outstanding.

— Hannah L., Georgia

Owning a small business, I needed comprehensive commercial coverage. Auto-Owners provided a tailored plan addressing my company’s unique risks. The agent’s expertise and ongoing support made the process smooth and reassuring.

— Anthony R., Texas

After a storm damaged my property, filing a claim was simple and efficient. Auto-Owners’ claims team kept me updated at every step and handled everything professionally. Their prompt assistance and customer-focused approach exceeded my expectations.

— Sophia K., Ohio